#GrowingTogetherWithTheCommunity.
We Work Together to Develop the Community’s Potential for a Better Indonesia.
Komunal Indonesia’s P2P Lending services are designed to channel funds to small and medium enterprises in the form of business funds from lenders across the country.
BPR Deposit
Reaching Out to BPR Partners and Depositors
Komunal is now reaching out to BPR Partners and embracing depositors (wherever they may be) to build the country. Let’s grow together with the community.
P2P Lending
Working Together to Build Communities and Small and Medium-Sized Enterprises in Indonesia
Apply for a loan or build your funds through Komunal's very own P2P Lending platform. We at Komunal Indonesia work to connect MSMEs with lenders to support Indonesian economic growth.
Assisting Communities with the Convenience of Opening BPR Deposits Anywhere.
DepositoBPR by Komunal is the first aggregator platform in Indonesia to connect you with more than 1,500 DepositoBPR products. DepositoBPR by Komunal bridges the gap between BPR Partners (looking for customers to open deposit accounts) with Depositors (who want to develop funds or invest through DepositoBPR).
Higher Yields
Deposit yields are higher than in any other conventional banks.
Your Funds are Fully Guaranteed
Deposits of up to Rp 2 billion are guaranteed by the Deposit Insurance Corporation (LPS).
Easy and Convenient Access
You can safely access 1,500 Deposit products.
Direct Access to Preferred Rural Banks
Through Komunal, you can open a Rural Bank (BPR) deposit account online.
Assisting Communities by Providing Productive Credit Loan Platform
Komunal's P2P Lending system bridges the gap between MSME owners (who need capital for various productive purposes) and lenders (seeking to expand their funds). Komunal helps both parties to reap benefits in the form of loans with competitive interest rates for Borrowers and the highest possible returns for Lenders.
Licensed and Supervised by the Financial Services Authority
Kommunal has been licensed and supervised by Financial Services Authority (OJK) since June 2021 (KEP-51/D.05/2021)
Attractive Rates/Yields
You can get funding from as low as Rp 100,000 with yields of up to 2% per month.
Transparent and Convenient
You can monitor all your funding transactions via smartphone or computer.
Easy and Fast Process
The easy and hassle-free registration process that enables you to start funding right away!
Why Komunal Indonesia?
Komunal Indonesia is a financial technology-based company aimed to support economic growth and financial inclusion in Indonesia.
Easy and Convenient Access
Our Komunal platform allows you to do funding easily regardless of your whereabouts.
Safe and Transparent
All your data is secured with us. Komunal holds ISO 27001 certification to guarantee your data security.
Growing Together
We can work together to develop the potential of the community and the economy for a better Indonesia.
Our Partner
Komunal in Media
Registered and Supervised
OJK NO. S-178/MS.72/2021
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